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Education Center Articles

Financial articles to help personally and professionally guide you for a successful financial future.

How to Navigate Our New Website

At NexTier Bank, our customers have always been our priority. We’ve created this online experience with both our...

Saving & Budgeting

How to Balance a Checkbook

Balancing your checkbook helps you catch fraudulent activity faster, budget automatic transactions, and avoid bouncing...

Privacy & Security

Don’t Fall Victim: 3 Real Stories of Identity Theft

Identity theft is the only crime where the victim must prove their innocence. It happens to thousands of people around...

Home Ownership

Mortgages Defined

Whether you’re a seasoned home buyer, or this is your first home purchase, our experts are here to make the process...

Home Ownership

Let the Home Shopping Begin

There may be an uptick in renting in larger cities, but home-ownership may be a better deal for the average person...

Saving & Budgeting

Establish Positive Money Habits

You might have ambitious money goals and reaching them feels impossible. Taking small steps today can lead to financial...

Managing Credit & Debt

Understanding Your Credit Score

Your credit score can determine if you’re approved for a loan, your interest rate, and in some cases, insurance...

Saving & Budgeting

Stay Within Your Budget

Budgeting is an important part of establishing financial stability. Sometimes shopping can quickly obliterate even the...

Saving & Budgeting

Creating a Personal Budget

There are options when it comes to creating, tracking, and monitoring a budget. One of the oldest methods for budgeting...

Saving & Budgeting

Long-Term Savings Options Explained

Long-term saving can offer you financial stability when you need it the most and may even have some tax advantages now.

Small Business

Financing Your Small Business

Banks like NexTier Bank specialize in funding existing businesses with things like working capital, equipment loans,...

Small Business

Help Your Business Thrive

Running a business can hard, but it can also be invigorating, even life-changing for some.

Small Business

10 Resources to Organize Your Business on a Budget

Budgeting for your business can be overwhelming. Especially since business owners need to make decisions about...

Small Business

Marketing Your Small Business on a Budget

Here are five tips to market your small business on a shoestring budget.

Privacy & Security

Warnings Signs and Action to Take if You Suspect Elder Abuse

Have you noticed an elder that looks physically neglected, has a disheveled appearance, or withdrawing money in large...

Privacy & Security

Step-by-Step Guide If You Suspect Fraud or Identity Theft

Fraudsters do not discriminate based on race, ethnicity, gender, age, education, or income.

Privacy & Security

Romance Scams: Gaining Affection and Committing Fraud

Millions of people turn to online dating apps or social networking sites to meet someone. Sometimes though, instead of...

Privacy & Security

How to Keep Your Personal Information Secure

Safeguarding your information online can protect you from identity theft. According to the Federal Trade Commission...

Small Business

5 Steps to Starting Your Dream Business

Starting your dream business is enthralling. It can also be overwhelming, especially if you’re planning to ditch your...

Home Ownership

Home Equity Loans: The New Fairy Godmother

A home equity loan is a great way to make updates to your home, pay for medical bills, or even remaining debt. With...

Small Business

How is your Business Financial Well Being?

Each year we visit the doctor to ensure our health is in order, and it gives us peace of mind when all is as it should...

Managing Credit & Debt

The Overwhelming Debt Sensation

Always remember to take care of your “financial health” just as you do your physical, mental, and emotional health!